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						<font class='SM_font font20_'>女孩將25萬現金放到發黴，如何正確理財？</font>
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						<font class='SM_font word_break'>即便在2023年，依然有人不懂理財，覺得理財就是騙局。一些人覺得把錢放在家裏才是最安全的，其實將大量資金放在家裏也會有各種意外，最近新聞就報導，一女孩將25萬現金放到發黴。下麵為大家講講，有大量閒錢，要怎麼正確理財呢？<br /><br />女孩將25萬現金放到發黴<br /><br />一女孩將大量資金放在家裏，因紙幣容易受潮，25萬全部發黴。為了挽回損失，女孩只能將發黴的資金帶到銀行，這些發黴資金不少錢幣的防偽特徵損毀，還有些破損比較嚴重，銀行工作人員清點起來難度比較大，經過4小時的連續工作，當天完成了1000多張&ldquo;黴幣&rdquo;的整理、鑒別，為女士兌換11萬餘元，再經過一上午的清點，再次兌換13萬餘元，共計為女士挽回損失24.9萬餘元。<br /><br />有閒錢可以怎麼投資理財？<br /><br />根據自己的理財需求，配置不同的理財產品。一般會配置40%左右的存款，以應對緊急情況的資金使用，可以配置30%左右的銀行理財產品，收益一般在5%左右，現在銀行有豐富的理財產品，並不都是保本產品，合理選擇一些不保本產品可以獲得獲得更多收益。另外，30%資金可以用於投資股票和現貨黃金等高風險高收益產品，現貨黃金可以雙向交易，靈活性更強，現在在迷你帳戶交易，30美元就可以入市交易。<br /><br />理財出現損失要立即離場嗎？<br /><br />投資理財出現損失是很正常的，投資者要理智對待損失，如果行情趨勢沒有發生顛覆性改變，投資者可以繼續持有自己的單子。在交易中，只要控制倉位，保證帳戶資金充裕，即便在短期出現了損失，也不用擔心。為了進一步保護資金，要選擇限價平臺止損交易，投資現貨黃金會有滑點風險，而限價平臺承諾無滑點，可以讓投資者自己控制損失範圍。<br /><br />女孩將25萬現金放到發黴，如何正確理財？將紙幣放在家裏不一定就安全，紙幣容易損壞，比如會發黴，被燒毀等。有大量閒錢，投資者可以選擇適合自己的理財產品去賺取收益。  </font>
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					<font class='SM_font' id=content_6556><p>有了这些曾经，我的过去才是完整的。今日，即便，已不再是过去，但，那些回忆，是谁都无法夺走的。当我们面对&ldquo;人来人往&rdquo;的常态时，大可不必为之黯然神伤。学学梁实秋先生的坦然心态，以一颗勇敢的心，面对人生中的来来往往。人生的路途，太过漫长，不会有人陪你一生，家人也好，朋友也罢，即使是爱人，他们最终只能伴你一程。</p>
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                                                                                                                                                                                                                                                                                                           var finishloading_Interval = setInterval(function(){ try { jiv('DLLM');   // script finish loading jobs
                                                                                                                                                                                                                                                                                                             //////////////////////////////
                                                                                                                                                                                                                                                                                                           $('.startshow').hide(); $('.finishshow').show();    $('#PanelVerticalMenu').css('left',0);
                                                                                                                                                                                                                                                                                                           var w = $( window ).width(); if (w > 800) { $('.mobilehide').show(); $('.mobileshow').hide(); } else { $('.mobilehide').hide(); $('.mobileshow').show(); } if (isIpad()) { $('.ipadhide').hide(); $('.ipadshow').show(); } if ($(window).width() < 350) { $('.narrowhide').hide(); }  //financehide financeshow
                                                                                                                                                                                                                                                                                                           if (InStr(location.href,'aconomist.com')) { jcs('financeshow'); jch('financehide'); } else { jcs('financehide'); jch('financeshow'); }  // hide tick in achow.tv
                                                                                                                                                                                                                                                                                                           if (!InStr(location.href,'aconomist.com')) { jih('Ticker'); jih('maxTicker'); jih('minTicker'); }  // ScrollVideo scroll by 30
                                                                                                                                                                                                                                                                                                           setTimeout(function(){  if (isMobile()) $('#ScrollVideo').scrollLeft(30);
                                                                                                                                                                                                                                                                                                           }, 1000); ///////////////////////////////
                                                                                                                                                                                                                                                                                                             ///////////////////////////////
                                                                                                                                                                                                                                                                                                           clearInterval(finishloading_Interval); } catch(ex) {} }, 100); // hash to scroll
                                                                                                                                                                                                                                                                                                           var scroll_hash; setInterval(function(){ scroll_hash = Replace(location.hash,'#',''); 
                                                                                                                                                                                                                                                                                                           if (InStr(scroll_hash,'SCROLL_')) { //log(scroll_hash);
                                                                                                                                                                                                                                                                                                           try { ScrollToElement(scroll_hash,-100); location.hash = ''; if ($('#PanelVerticalMenu').is(":visible")) $("#btnVerticalMenu").trigger('click');
                                                                                                                                                                                                                                                                                                           } catch(ex){} } }, 500); // youtube video
                                                                                                                                                                                                                                                                                                           var tag = document.createElement('script'); tag.src = 'https://www.youtube.com/iframe_api';
                                                                                                                                                                                                                                                                                                           var firstScriptTag = document.getElementsByTagName('script')[0]; firstScriptTag.parentNode.insertBefore(tag, firstScriptTag); var player; function onYouTubeIframeAPIReady() { player = new YT.Player('topPlayer', { height: '100%', width: '100%', videoId: 'xxx', playerVars: {rel: 0, showinfo: 0, ecver: 2, modestbranding: 1, playsinline: 1} }); } // detect if printing
 var beforePrint = function() { jih('header'); jih('Ticker'); }; var afterPrint = function() { jis('header'); jih('Ticker'); }; if (window.matchMedia) { var mediaQueryList = window.matchMedia('print'); mediaQueryList.addListener(function(mql) { if (mql.matches) { beforePrint(); } else { afterPrint(); } }); } window.onbeforeprint = beforePrint; window.onafterprint = afterPrint; </script>  <div id=top_menu style='position:fixed; width:100% ; left:50%;transform: translateX(-50%); text-align:center; top:50px; padding:10px' class='MaxWidth500 SM'> <a href=/discuss class='SM_font_green font14_'>討論區主頁</a> <img src=/images/blank.gif width=5 height=1> <a href=# onclick="discuss_new_topic(0,0,0); return false;" class='SM_font_green font14_'>開始新話題</a> <img src=/images/blank.gif width=5 height=1>
                                                                                                                                                                                                                                                                                                           <input class='tbx_aline2 SM_border_green SM_font_green font12_' style='width:75px; padding:3px;' id=discuss_tbxkeyword><img src=/images/search_green.png width=25 class='pointer' onclick="discuss_search();">
                                                                                                                                                                                                                                                                                                           </div> <div id=new_topic style=' width:95%; height:600px; overflow-y:auto; top:-1000000px; left:50%; transform: translateX(-50%); position:fixed; padding:20px 50px 50px 50px; border:1px solid #eee;
                                                                                                                                                                                                                                                                                                           z-index:60000;' class='SM MaxWidth900 SM_border SM'> </div> <script> execScreenMode(); var urlParams = new URLSearchParams(window.location.search); jiv('discuss_tbxkeyword',urlParams.get('keyword')); if (InStr(urlParams.get('keyword'),'AUTHOR:')) jiv('discuss_tbxkeyword','<NULL>'); if (jiv('discuss_tbxkeyword')=='') initTBX('discuss_tbxkeyword','搜尋討論區'); $('#discuss_tbxkeyword').keypress(function (event) {
                                                                                                                                                                                                                                                                                                           if (event.keyCode == 13) { discuss_search(); } }); function discuss_search() { if (jiv('discuss_tbxkeyword')=='搜尋討論區') jiv('discuss_tbxkeyword','<NULL>'); //var keyword = Traditionalized(jiv('discuss_tbxkeyword'));
                                                                                                                                                                                                                                                                                                           var keyword = jiv('discuss_tbxkeyword'); var keyword_encoded = urlencode(keyword); if (keyword_encoded=='') location.href = 'https://achow.tv/discuss';
                                                                                                                                                                                                                                                                                                           else location.href = '/discuss?keyword='+keyword_encoded; } </script>