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						<a href=/i/discuss/qDiscuss?keyword=AUTHOR:736b6e784d32444f3775447454305a662f4e774473413d3d class='font13_ SM_font_'><img src=/i/qImage?filecode=4C4AAB97D7927EEFBC2287127C3C42FA44DF93E2668B48AA17A2BC7E5386C5F6075BAF0A2BD6 class=circleImg width=30><img src=/images/account_type/2.png hspace=3 width=22> <img src=/images/blank.gif width=5 height=1> 陽羽</a> <img src=/images/blank.gif width=10 height=1> <font class='SM_font_ font13_'>2年前</font>
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						<font class='SM_font font20_'>加密日圓聯盟的誕生</font>
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						<font class='SM_font word_break'>	<p>在日本政府還在測試央行電子貨幣（CBDC）的可行性之際，三大銀行體系（三菱UFJ金融集團、瑞穗金融集團、三井住友金融集團）聯同七十多家企業宣布成立「數字貨幣論壇」（Digital Currency Forum），也將會開始測試以日圓為基礎的加密貨幣，並計劃在二零二二年推出，暫稱為DCJPY（電子貨幣日圓，Digital Currency JPY）。</p>
<p>日本三大銀行本身已各自開發了自家的數字支付系統，但日本財團並未止步於此，為了加強日圓在未來國際金融科技市場中的競爭力，日企必須組成更大的支付聯盟以加強日圓支付系統的通用性和零售應用。DCJPY將會由銀行的日圓存款儲備為支持，並在一個由聯盟企業分享的平台上運作，統一的平台能加速公司間的大額轉帳和結算。</p>
<p>「數字貨幣論壇」中還包括各種貸款機構與公共服務提供者，比如日本電信電話（NTT）、日本關西電力 、東日本旅客鐵道（JR東日本）等，這些多樣的企業為DCJPY提供了多樣化的測驗與應用場景。前日本金融廳長官遠藤俊英表示，DCJPY與日本政府的CBDC未來可能進行對接。</p>
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