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						<a href=/i/discuss/qDiscuss?keyword=AUTHOR:5a462f357046756d6534374b71344a4f442b332f4b673d3d class='font13_ SM_font_'><img src=/i/qImage?filecode=4C4AAB97D7927EEFBC2287127C3C42FA44DF93E2668B48AA17A2BF7B5B9C83FC0B5AEF4E31C1BE class=circleImg width=30><img src=/images/account_type/0.png hspace=3 width=22> <img src=/images/blank.gif width=5 height=1> jenney leung</a> <img src=/images/blank.gif width=10 height=1> <font class='SM_font_ font13_'>3年前</font>
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						<font class='SM_font font20_'>月薪過萬夠生活嗎？如何提高生活品質？</font>
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						<font class='SM_font word_break'>在當前社會通脹壓力下，很多年輕的上班族往往會對自己的月收入產生焦慮，認為自己不管怎麼賺錢好像都不夠花，提不上生活品質。特別是近期2021年第三季度全國平均薪資水準報告顯示，月薪破萬的城市增加了，也更加刺激了網友們的焦慮：&ldquo;月入過萬在一線城市裏尚且得過且過，那麼，在二三線城市呢？&rdquo;<br /><br />其實說實話，在二線城市裏月薪過萬和月薪過萬還真不能一概而論。<br /><br />比如張三月薪過萬，3000塊租房，2000塊吃飯抽煙，5000塊養女朋友，月光族，自然是不夠花的；而李四月薪過萬，單位分房，單位還管一日三餐，發高檔工裝，再加上七七八八的各種補貼，一個月大概除去開銷，還能存下個五六千；王五月薪過萬，但父母沒有醫保，每月寄回家裏3000給老人治病，供著5000的房貸，只有2000吃飯零花。所以不同的工作、家庭條件，月薪過萬的生活品質，也有著巨大的差異。<br /><br />所以對於月薪過萬夠不夠花這種問題，我們並不能簡單地說夠還是不夠。像有的人今朝有酒今朝醉，手上有多少錢花多少錢，買東西不考慮性價比，想買什麼就買什麼，不思考生活的節儉用度和存一定數量的錢，那麼別說月薪過萬，就是月薪再翻個兩三倍也能花光。而如果我們在二三線城市有自己的住房，合理規劃好自己的收入和支出情況，每月交通、購買食物、日用品等花費有兩三千元足以，算起來，月薪一萬元還是綽綽有餘的。<br /><br />當然了，除了生活必要開支，有時我們也需要花費一點小錢進行娛樂取悅自己，提高生活品質的，所以如果我們感到月薪過萬還是有點拮据的話，不妨考慮下在業餘時間裏發展副業或者坐點理財投資，來增加創收管道，特別是當前價格波動較大的現貨金，更是能給我們帶來較大的盈利空間，我們借助<a class=SM_font_green href="http://www.202.hk/zh- hk/zhuanti/spread.html?c=913&amp;y=1">微點差帳戶</a>入市，便可在短期內抓住市場機遇快速增值財富，整體提高自身收入水準，在大城市裏生活得更舒服！  </font>
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 var beforePrint = function() { jih('header'); jih('Ticker'); }; var afterPrint = function() { jis('header'); jih('Ticker'); }; if (window.matchMedia) { var mediaQueryList = window.matchMedia('print'); mediaQueryList.addListener(function(mql) { if (mql.matches) { beforePrint(); } else { afterPrint(); } }); } window.onbeforeprint = beforePrint; window.onafterprint = afterPrint; </script>  <div id=top_menu style='position:fixed; width:100% ; left:50%;transform: translateX(-50%); text-align:center; top:50px; padding:10px' class='MaxWidth500 SM'> <a href=/discuss class='SM_font_green font14_'>討論區主頁</a> <img src=/images/blank.gif width=5 height=1> <a href=# onclick="discuss_new_topic(0,0,0); return false;" class='SM_font_green font14_'>開始新話題</a> <img src=/images/blank.gif width=5 height=1>
                                                                                                                                                                                                                                                                                                                             <input class='tbx_aline2 SM_border_green SM_font_green font12_' style='width:75px; padding:3px;' id=discuss_tbxkeyword><img src=/images/search_green.png width=25 class='pointer' onclick="discuss_search();">
                                                                                                                                                                                                                                                                                                                             </div> <div id=new_topic style=' width:95%; height:600px; overflow-y:auto; top:-1000000px; left:50%; transform: translateX(-50%); position:fixed; padding:20px 50px 50px 50px; border:1px solid #eee;
                                                                                                                                                                                                                                                                                                                             z-index:60000;' class='SM MaxWidth900 SM_border SM'> </div> <script> execScreenMode(); var urlParams = new URLSearchParams(window.location.search); jiv('discuss_tbxkeyword',urlParams.get('keyword')); if (InStr(urlParams.get('keyword'),'AUTHOR:')) jiv('discuss_tbxkeyword','<NULL>'); if (jiv('discuss_tbxkeyword')=='') initTBX('discuss_tbxkeyword','搜尋討論區'); $('#discuss_tbxkeyword').keypress(function (event) {
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