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						<a href=/i/discuss/qDiscuss?keyword=AUTHOR:736b6e784d32444f3775447454305a662f4e774473413d3d class='font13_ SM_font_'><img src=/i/qImage?filecode=4C4AAB97D7927EEFBC2287127C3C42FA44DF93E2668B48AA17A2BC7E5386C5F6075BAF0A2BD6 class=circleImg width=30><img src=/images/account_type/2.png hspace=3 width=22> <img src=/images/blank.gif width=5 height=1> 陽羽</a> <img src=/images/blank.gif width=10 height=1> <font class='SM_font_ font13_'>3年前</font>
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						<font class='SM_font font20_'>尼日利亞中央銀行首發加密貨幣</font>
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						<font class='SM_font word_break'>	<p>尼日利亞（Nigeria）中央銀行（The Central Bank of Nigeria，CBN）行長戈德溫&middot;埃姆菲爾（Godwin Emefiele）表示，尼日利亞將在短期內正式推出中央銀行數字貨幣（CBDC）e奈拉（eNaira），成為第一個採用數字貨幣的非洲國家。埃姆菲爾表示，發行CBDC能降低匯款成本與提升速度，加強政府針對性的施政能力，鼓勵跨境交易與方便徵稅。尼日利亞央行也推出了官方的e奈拉錢包，用戶能把錢包與銀行戶口互聯，掃描二維碼進行支付以及查看餘額和查看交易歷史記錄等。</p>
<p>與CBN合作開發e奈拉的公司是Bitt，主要客戶是各國央行、政府與金融機構，為它們提供發行CBDC與相關的服務。</p>
<p>尼日利亞人口二億，為非洲第一人口大國，二零年GDP超過四千四百億美元，是非洲第一大經濟體，但有接近四分之一人口沒有傳統銀行戶口，尼日利亞推出e奈拉有望以科技解決金融基建問題。非洲的電子支付發展一日千里，非洲人口約十二億，但行動支付（Mobile money）戶口數量已達六億。</p>
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