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						<font class='SM_font font20_'>杭州有樓盤如何搖號？“房住不炒”下如何投資？</font>
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						<font class='SM_font word_break'>說到房地產，相信大家都對近期國家對房價調控都有所關注。誠然，在房住不炒的政策影響下，目前對於很多投資房產的人來說，其理財難度無疑在逐日上升。比如最近在杭州，就出現了一、二手房價格倒掛嚴重，杭州購房者靠拼社保搖號，甚至有樓盤需187個月社保才能搖號的現象。<br /><br />據小編瞭解，8月5日杭州出臺住房新政策，進一步提高了購房門檻，對於社保繳納年限提出更高的要求，新政出臺限制了一部分不滿足條件的購房者的購房需求。<br /><br />但雖然購房門檻提高了，杭州新房市場的熱度卻持續不減。以杭州一號院2020年戶型135平方米計算，一、二手房總價相差上千萬元，在&ldquo;買到即賺&rdquo;的心理預期下，大量購房者不斷湧入新房市場。<br /><br />而根據杭州最新樓市政策，購房意向登記家庭數量與公開銷售房源數的比例大於等於10:1，應按社保繳納月數排序入圍搖號。而不少新樓盤因報名人數過多，最終不得不拼社保，像杭州&ldquo;壹號院&rdquo;，除了引進人才，入圍的2361組家庭的社保繳納時間都達到了187個月。<br /><br />但實際上，如今在政策大環境的影響下，借助炒房獲得的收益，早已沒有幾年前那麼高，而且購房本身需要大筆資金，回報週期長達數年，對於手頭上只有一點閒錢的投資者來說，並非短期內增值財富的最佳方式，所以目前即便是經濟專家，也不推薦大眾通過炒房來獲利。<br /><br />那麼不做炒房投資，我們理財還能通過什麼手段？其實除了日常中借助餘額寶等支付軟體理財外，現貨黃金也是比較適合大眾的理財手段，它不但具備保證金杠杆，能讓投資者低門檻入市，而且還能順著短期大趨勢在短期內快速斬獲利益，特別是借助微點差帳戶入市，更能進一步壓縮投資時的點差成本，進一步提升到手利潤，相較於房產投資，無疑在交易難度以及獲利效率上都明顯更適合我們！  </font>
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